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Golf Insurance 

Golf Insurance Direct is the leading UK golf insurance provider and the only company in the United Kingdom to offer both specialised golf travel insurance as well as an annual golf equipment policy.

Golf Insurance Direct's golf insurance cover starts from just £16.99 for 3-day cover. Specific equipment insurance deals starting at £29.50 for silver, Gold, and Platinum levels of insurance cover also available with possibly cheaper packages available on request. Gain confidence knowing you're covered when you travel!

Golf Insurance
Charley Hull Swing
Charley Hull
Golf Insurance Direct Ambassador

Golf Equipment Insurance

Our annual golf insurance packages cover your equipment including golf clubs, bags,s and other golfing accessories. Everything is fully insured should it get damaged, lost, or stolen. In most cases golf clubs are not covered under home insurance policies so ensure you have your golf equipment covered today with Golf Insurance Direct.

Our annual Golf Insurance Policy gives you full financial coverage against any compensation claims made against you. This includes accidental personal injury claims and also damage to a playing partner's equipment. Our Golf Insurance Policy protects you 24 hours a day, seven days a week on and off the golf course.

If you're interested in any of our Golf Equipment Insurance packages click the red button below:

Golf Equipment Insurance

Golf Equipment
Insurance Pricing

All features:

Golf Equipment cover

Public Liability cover up to £3m

Third Party property damage cover up to £250k

Personal Accident Cover up to £50,000

Territorial Limits

GPS/Rangefinder Cover

Electric Trolley Cover

Hole-In-One Cover

Membership Fees Cover

Personal Possessions Cover

Silver
£29.50
per year

Up to £1,500

Area 1 (UK & IE)

up to £200

up to £1,250

up to £300

up to £5,000

up to £1,000

Gold
£39.50
per year

Up to £4,000

Area 2 (Europe, Morocco, Turkey, Egypt & Tunisia)

up to £300

up to £2,000

up to £300

up to £5,000

up to £1,000

Platinum
£57.50
per year

Up to £10,000

Area 3 (All Other Countries)

up to £500

up to £3,000

up to £500

up to £5,000

up to £2,000

Golf Travel Insurance

If you are looking for cheaper golf insurance for a holiday you have booked instead of taking out our annual policy then our market-leading Golf Travel Insurance policy is ideal for you and will cover you for the duration of your holiday. You will be covered for personal liability and medical expenses. Lost damaged or stolen luggage or golf equipment, and also loss of Green-fee and Golf buggy hire costs. Expenses following a Hole in One are also covered.

If you're interested in any of our Golf Travel Insurance packages click the red button below:

Golf Travel Insurance

Golf Travel
Insurance Pricing

All features:

Cancellation or Curtailment charges

Emergency Medical up to £5,000,000

Hospital Confinement up to £2,000

Personal Accident

Delayed Departure up to £500

Missed Departure

Baggage

Personal Money

Extended Kennel/Cattery Fees up to £300

Personal Liability up to £2,000,000

Legal Expenses & Assistance

Mugging Benefit up to £1,000

Hijack Cover up to £500

Loss of Green Fees up to £500

Golf Equipment

Liability for Golf Buggies whilst in use

Hole-In-One Cover

3 Days
£16.99

£3,000

£25,000

£1,000

£1,000

£750

£15,000

Up to £1,500 in total

Up to £500,000 in total

Up to £150 in total

5 Days
£27.99

£3,000

£25,000

£1,000

£1,000

£750

£15,000

Up to £1,500 in total

Up to £500,000 in total

Up to £150 in total

7 Days
£38.99

£3,000

£25,000

£1,000

£1,000

£750

£15,000

Up to £1,500 in total

Up to £500,000 in total

Up to £150 in total

Golf Insurance Direct

Golf Insurance FAQs

Are my clubs insured in a locker at the club?

Yes, they are insured as long as the locker is securely locked.

Is golf equipment covered on a ‘New For Old’ basis?

Yes, equipment replacement is on a ‘New for Old’ basis for items purchased new and up to three years old subject to satisfactory proof of ownership with our golf insurance policy. Items which are older than three years or not purchased new will be replaced on the indemnity value of that equipment at the time of loss or damage.

You can extend the standard cover to be for the ‘Life’ of your equipment so in the event of a claim you would receive comparable article(s) of equivalent quality that matches the specification of those following loss or damage, regardless of its age. If you require ‘New For Old For Life’ then simply select this option on your application.

Do you really cover the drinks bar bill if I get a hole-in-one?

Yes, as long as you are playing in a recognised 9 or 18-hole medal or club competition and you spend the money in the club house this will be covered in your golf insurance policy.

What are the policy excesses?

Golf Equipment, Personal Possessions, Golfing Trophies, Dental Treatment £50, Golf Buggy equipment £150, Hospitalisation 24 hours, Loss of Club Subscription 90 days.

There is no excess against Public Liability, Accidental Damage to Third Party Property, Hole-in-One and Personal Accident cover.

Would my buggy be covered if I store it at the golf club?

Yes, our golf insurance policy covers buggy theft as long as it is locked away in a secure room or locker. In the event of a claim, there would need to be evidence of a break-in.

Are my golf clubs covered against theft if I leave them in my car or van overnight, or in between rounds of golf?

Yes, as long as they are in a locked vehicle, and out of sight. There would need to be evidence of a break in.

What happens if I go abroad to play and my clubs are lost in transit?

If your clubs are stolen or damaged in transit and you have a Gold (Europe) or Platinum (Worldwide) policy, we would pay for the hire of clubs abroad.

What countries are covered under the golf European cover?

Our golf insurance policy covers your insurance in the following countries:

Albania, Andorra, Austria, Belgium, Bosnia & Herzegovina, Belarus, Bulgaria, Czech Republic, Croatia, Cyprus, Denmark, Estonia, Finland, France, Germany, Greece, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Luxemburg, Lithuania, Malta, Monaco, Moldova, Netherlands, Norway, Poland, Portugal, Russia, Romania, San Marino, Serbia, Slovakia, Slovenia, Turkey, Sweden, Switzerland, Spain, Ukraine, United Kingdom, Republic of Macedonia, Montenegro.

Will the price go up next year when my policy is up for renewal?

A year is a long time, and we can’t make any guarantees, but in all the time that we have been selling golf insurance, we have never charged renewing customers more than new customers for a like-for-like policy. We don’t foresee that changing!

Which is the best golf insurance?

The answer to this question will often come down to your personal requirements and budget. Whilst some providers will offer incentives to buy their policy, we focus on offering greater benefits, such as 24/7 equipment cover and ultimate flexibility when it comes to paying for your policy, plus highly competitive premiums.

Do I need my original receipts to make a claim?

Original receipts, a Bank or Credit Card Statement or Valuation showing evidence of purchase or supporting document confirming purchase and ownership are required. If you do not have these claims will be dealt with on an indemnity basis.